Financial health checkup · Canada & US

Your money shouldn't feel complicated.

Finally shows you where your money goes and what's holding you back.

No credit cardPrivate and encrypted
Your Financial Health Report
You're on your way.

The foundation is there. A few key areas just need your attention.

62Fair0100

We found up to $4,656/yr* you could save.

Recurring charges and feesAvoidable interestSpending reductions

*Estimated from your actual transactions · not guaranteed.

Sound familiar?

You're not bad with money. You just can't see it clearly.

I make good money. So why is my account always low?

Finally maps where every dollar goes, from the bills you can't skip to the small buys that add up.

I know I should be saving more. I just don't know where to start.

Finally lays out your plan in order, starting with what to fix first and what it's worth.

I feel like I'm paying for things I don't even remember signing up for.

Finally finds the charges that keep coming back and adds up what they cost you each month.

I don't need another finance app. I just need a quick sanity check.

Finally reads one statement and gives you a score out of 100 in minutes. No bank login, nothing to track.

You're exactly who Finally was built for.

Here's what that could look like in real life.
Sarah
A sample story

Meet Sarah

Age: 37  ·  Takes home $7,573 a month

“I felt like I should have more to save. But I didn't, and I had no idea why or where to start.”

Finally found:
  • $175 a month in 5 recurring charges, Goodlife Fitness the biggest at $100
  • $164 a month in interest on a $9,678 card balance that keeps growing
Her action plan adds up to $4,656 a year.
Save up to
$4,656/yr

This could be you. In under 5 minutes.

Inside your report

One report. Everything that matters.

This is Sarah's report, every number read from her own transactions. Yours is built from yours.

Swipe or use the arrows to see all 7 sections.

Part 1 · Where you are today · 1 of 7
01What your score says about you
Free to start.
How it works

Three steps to your financial truth.

Step 1

Upload your statements

CSV, Excel or PDF, straight from your bank app. Chequing, credit and savings, from as many banks as you like. Free to start.
01
Step 2

Check our read

Finally reads every transaction, then shows you what it found: your income, your savings, your debt. You confirm the numbers in a few quick taps before anything is scored.
02
Step 3

Get your score and your plan

The full report in two parts: where you stand today, then what to do next, down to a proposed budget and a plan ranked by urgency. Yours to keep: print it, share it, check back anytime.
03
Your data

What happens to your file.

Handing over a bank statement is a big ask. Here is exactly what happens to it, start to finish.

  1. 01 · Your file

    The export from your bank.

    A list of transactions: date, description, amount. You download it from your bank’s app yourself. No login, no password.

  2. 02 · What we read

    We read the lines. The file is thrown away.

    The transactions and the last 4 digits of the account are kept encrypted, and only until step 04. If we can’t read a file, we’ll ask before keeping it to fix it.

  3. 03 · How we use it

    Each line gets a category.

    LOBLAWS becomes Groceries, NETFLIX becomes Subscriptions, and your report is built from that. We never sell it or use it for ads.

  4. 04 · When it’s gone

    Then it’s deleted.

    No account: gone after 24 hours, automatically. With an account: delete everything whenever you want.

How it's protected
Encrypted in transit and at rest, with AES-256.
Every amount, description and balance is encrypted a second time, with the key kept outside our database. So a stolen copy of the database, on its own, can’t show them.
See it in writing →See how we tested it →
What AI does here, and what it never does
AI does two jobs here: it sorts your transactions into categories, and it reads PDFs our software can't.
Real, living people write and check the rules behind your score, every number and every step, and you can fix any category yourself.
Our AI provider may use your data only for your report, under a written agreement, and never trains on it.
Finally Financial Services Inc., Toronto. Questions about your data go to a real person, our Privacy Officer: privacy@myfinally.com
FAQ

Questions? We've got answers.

Can't find yours? Write to us at support@myfinally.com.

Ready to finally see it clearly?
Your full financial picture is one upload away.
Free to start. No credit card required.
Rules written by people. AI only sorts and reads.